Read an article about the Dow dropping today... Lots of concerns for the stock market these days - Fixed annuities may not return a huge percentage on your investment, but since they are guaranteed you will be getting something for sure, and if you invest in the wrong stock you could lose everything. If you still want to get a rate of return based on the market you could try fixed indexed annuities instead as well. Of course any wise investor understands the value of a balanced portfolio, so the comparison of annuities vs stocks is a simplified one because there is no reason you couldn’t have both an annuity, a handful of stocks, some mutual funds and a mix of bonds and other secure investments.
By the Way - We sell fixed indexed annuities - we feel that they are the perfect balance between growth and security.
